The Canadian housing and credit markets are undergoing notable transitions in 2025. With the Bank of Canada initiating rate cuts, the housing market entering a cooling phase, and over $300 billion in mortgage renewals underway, lending conditions are shifting quickly. For investors in Mortgage Investment Corporations (MICs)—particularly those operating in regions like British Columbia—these dynamics…
If you’re looking to diversify your investment portfolio with a high-return, low-risk opportunity, then Mortgage Investment Corporations (MICs) in British Columbia offer an attractive solution. For investors seeking a more secure alternative to volatile stock markets or traditional bonds, Versa Platinum is a leading MIC that provides access to real estate-backed mortgages, a stable investment…
Wondering whether mortgage investors and mortgage lenders are two different terms? Yes, they definitely are. The difference between an investor and lender may seem obvious. However, some may consider them interchangeable terms. Also, while the fundamentals may be evident, there is a lot of variance in the details. The difference between an investor and a…
A Mortgage Investment Corporation (MIC) is a type of investment fund in which investors pool their money to provide private mortgage loans to borrowers. An investor purchases shares in a MIC by contributing to this pool of funds. This is an alternate fixed-income investment: a security that pays out fixed sums on predetermined dates. Most…
A Mortgage Investment Corporation (MIC) is a financial organization that invests in Canadian mortgages via a group of private investors. Lenders use a MIC to pool their funds and buy mortgage shares as an alternative investment. MICs eliminate the time and risk required by investors when investing in individual mortgages. A MIC is more than…
Want to become a mortgage investor but don’t know how to get started with a mortgage investment? One of the best ways to earn consistent income with minimum risks is investing in mortgage pool formulated by a reputed Mortgage Investment Corporation (MIC) in British Columbia. You most certainly encountered the phrase Mortgage investing Corporation (MIC)…
Want to know if the latest rate cut will affect your mortgage investment? Do MICs consider rate cuts when allowing investors to invest in the mortgage pool? If yes, the answer is that rising or falling interest rates can affect both your mortgage portfolio and investment. Rising interest rates indicate that you will earn more…
With mortgage investments gaining popularity like never before, many Mortgage Investment Corporations (MICs) are coming into existence. These MICs are designed to attract like-minded investors in pooling their money to a mortgage pool and become real estate investors. They lend the capital out as mortgages and allow investors to earn income via interest and fees,…
Do you want to make a real estate investment and worried about the myths concerning them? Whether you are new to alternative investments or have previously invested in them, you have undoubtedly come through many of its advantages and disadvantages, some of them may not be true. Since investments comes with complexities and risks to…
Due to its rich and growing real estate market, Canada attracts a number of mortgage investors who want to grow their wealth and diversify their portfolio by investing in private mortgages and real estate. If you are a first time investor, understanding the investment process and ins and outs of the private mortgages may be…