The Bank of Canada (BoC) meets eight times a year to decide whether the key policy interest rate needs to be adjusted or needs to be kept stagnant. When the BoC feels that inflation is under control and monetary policy is overly restrictive, it usually lowers the policy interest rate. On 29 January, the BoC…
Want to become a mortgage investor? Canadian investors are increasingly making investments in the mortgage industry via private mortgage investment firms, or MICs. With the interest rates experiencing a downfall in the recent years, mortgage investments in British Columbia has seen a good surge. Compared to conventional fixed income investments, MICs offer consistent returns and significantly higher…
Want to become a mortgage investor but don’t know how it works? In addition to helping many Canadians afford their homes, mortgages are among the most popular ways for investors to increase their wealth by leveraging their investment and earning consistent dividends. Mortgage lenders frequently turn to investors for the funding they need to provide…
Wondering why mortgage pools have gained a significant popularity nowadays? In the past, mortgage funds or pools were a premium real estate investment alternative that was mostly used by institutional investors. However, more private lenders and investors are now using mortgage funds in their operational portfolio. Increasing revenue is the main reason why lenders, investors,…
Did you ever heard that mortgage investment can help with portfolio diversification? Want to understand the role of diversification in mortgage pool funding? Diversity is a technique that reduces risk by allocating investments among various financial mortgages, initiatives, and other categories. By making investments in many sectors that would respond differently to the same occurrence,…
A group of mortgage loans having comparable features, like issuance and maturity dates, are referred to as mortgage pools. The pool serves as collateral for a securities backed by a mortgage. In order to generate a varied investment return, investors buy mortgage pools. In other words, a collection of home and other real estate loans…
Want to keep the risks associated with a mortgage investment at bay? With each investment, an investor hopes to reap the financial benefits, but there is a certain amount of risk that must be managed carefully. Investment risk cannot be completely eliminated, but it may be controlled with the use of alternative investment options, portfolio…
Wondering whether mortgage investors and mortgage lenders are two different terms? Yes, they definitely are. The difference between an investor and lender may seem obvious. However, some may consider them interchangeable terms. Also, while the fundamentals may be evident, there is a lot of variance in the details. The difference between an investor and a…
Buying shares in privately held businesses on an individual basis or through private investment pools is known as private investing. Profits are based on how well the business performs, which is frequently determined by the knowledge and expertise of its managers as well as the particular market it is targeting. Private mortgage pool investments frequently…
Want to grow your money? Have you decided on becoming a mortgage investor? If you want to make your money work for you and boost your wealth, choosing a mortgage investment company in Abbotsford is the best choice. In case, you don’t know how to get started with a MIC investment, a qualified mortgage investment…